Welcome to TEELAMFORD: Gist

Search What You Want Here

Showing posts with label Gist. Show all posts
Showing posts with label Gist. Show all posts

Saturday, March 24, 2018

Prayer Of The Day [23-March-2018]

Read More »

5 Challenges Facing Entrepreneurs In Nigeria

Nigeria is one of the countries in the world where entrepreneurship is a tough path to tow. Many who engage in business see themselves as mere traders, making them unaware of their impact and influence on aspiring Nigerian entrepreneurs. Some in this group are also mostly aversive to learning modern skills.

The entrepreneurship environment in Nigeria is full of challenges that only weigh down people with aspirations, the evidence is the high rate of unemployment but little or no drive of venturing into entrepreneurship by the teeming masses. 

Below are 5 challenges mostly faced by Nigerian entrepreneurs:

1). Low demand for business knowledge 
It’s only a small fraction of Nigerians that love and appreciate the knowledge of business. People venture into business without the knowledge of structuring the business to win, team selection/building, legal implications, sales and digital skills. When failure occurs, they tend to blame the business or partners rather than engage in self evaluation.

2). Education system 
The system of education in the country dwells more on theories rather than engage students practically. This has greatly affected and increased the low enterprising and innovative nature of most Nigerians.

3). Lack of vision 
When it becomes tough rather than to reinvent and strategize, most Nigerian entrepreneurs throw in the towel forgetting the big picture. An entrepreneur with the future in mind will endure and forge on until he/she succeeds.

4). Absence of role models 
In most Nigerian neighborhoods, there are more people working for others than those running their own successful businesses, so the banker, the public servants and politicians are the role models. When we have more persons or a good number of persons that are successful at running their own businesses closer to us, we will be inspired and motivated to do the same thing.

5). Uncertainty 
Most Nigerians will rather work for someone else and be sure of getting paid than ply the uncertain route of entrepreneurship without a guaranteed income. Doing business leaves you with no choice than to work too hard to earn your own pay cheques and control how you want to live your life. Struggling entrepreneurs are always reminded of how much their peers are earning working for others and how uncertain and time wasting the path they have chosen is.
Read More »

Saturday, December 16, 2017

"The True And Real Meaning Of Suicide" – Ayeni Olamide Olayeni

Truly, Suicide is the act of intentionally causing one's own death. And its risk factors include mental disorders such as depression, bipolar disorder, schizophrenia, personality disorders, and substance abuse, including alcoholism and use of benzodiazepines.
Other suicides are impulsive acts due to stress such as from financial difficulties, troubles with relationships, or from bullying, e.t.c..

But Ayeni Olamide Olayeni has come up with his own true definition and meaning for suicide. Just continue reading..
Clears throat, (drags chair and sits).
if I should ask everyone the meaning of suicide, well you all know what you would say. But my own little definition of suicide is giving up.

Suicide is compared physical because of the life taken, but suicide is in every aspect of life, be it Physical, Spiritual, Academical, Social, Mental etc.

But I would like to talk on physical and mental now. Because you think you are ugly or not beautiful, you have already relegated yourself even you are dead with your life in you.
Ugly or beautiful, short or tall, fat or slim or whatever you have that virtue and beauty in you.

READ ALSO: 6 Side-Benefit to Having SUPERGOALS - By Ademuyiwa Olamide

Hahaha. You can't loose on both sides. Check yourself, that facial beauty you don't have is replaced by a talent or virtue in you, even those cute ones aspires to.

Alright, someone is making exploits and you think you can't too, just take it from here, that person doesn't have two heads, he has a brain just like you do, so why giving up.

I don't know why I'm saying this but laziness, procrastination and sin reverses life. But hard-work, diligence and prayer speeds up ones glory.

SEE ALSO: Some Eating Stuffs You Probably Didn't Know Its From Africa

Failure is not a crime or what should be prayed for, i.e falling is not a crime but failure to stand up again is the bad.

If you believe in yourself say "I WILL NOT QUIT".
Believe in yourself. Pray to God about your weakness and he will surely helps you.

Well I will like to continue the other aspect next time, keep visiting Teelamford.com so that you won't miss it. Thanks for your time.
To be continued...

Ayeni Olamide Olayeni.
Read More »

Wednesday, October 4, 2017

6 Reasons Why Parents Should Expose Children To Technology Early

There is a need In this current digital age for children to be exposed to the usage of technological devices for the purpose of learning and others.

6 Reasons Why Parents Should Expose Children To Technology Early
New and emerging technologies have always been associated with the younger generations. Older people tend to be set in their ways, leaving tech-savvy millennials in the forefront of discovering and embracing new devices as they arrive on the scene. Younger people learn more quickly, and that goes for technology in the same way it goes for everything else.
According to the research and development unit of Yudala, the decision on when a child can be allowed access to technological gadgets such as laptops, tablets and smartphones is to be made by parents during their children’s formative years.
It said recent studies showed that active or interactive technology and screen time can actually help to develop and improve your kid’s learning, when used appropriately, and highlighted a number of ways children can benefit from early exposure to modern technology.
(1). More visually attentive kids
Exposure to games and other relevant applications on tech devices can help raise a generation of more visually attentive kids. This is because a significant amount of attention to detail is required on the part of kids when exposed to visually stimulating contents on tablets and other entry-level gadgets. There are many devices that can help build the requisite attention to detail and capacity for visual attention in children.
(2). Improve language skills
The benefits of technology for kids, especially at an early age are numerous. One of such areas is in developing their language skills. There are many of applications and games to help boost their vocabulary and teach them to look for word meanings when they come across an unfamiliar word.
(3). Build discipline and self-motivation
Exposing your child to technology from an early age is a sure way of building discipline and self-motivation, two qualities that are ultimately crucial to your child’s future development. A lot of games and activities on tech devices often require the user to complete a task in order to progress to another level. Completing the entire course requires a huge dose of mental discipline and personal resolve. As a result, exposure to these learning apps inadvertently challenges a child and pushes him/her to strive to go the extra lengths in order to enjoy the thrill and satisfaction that come from achievement. Your child, therefore, develops a disciplined mindset that sees challenges as surmountable as long as he/she keeps trying to overcome them. This is effortlessly transferred to real-life situations.
(4). Emotional intelligence
Emotional intelligence is a buzzword that is becoming increasingly relevant in the contemporary work-place. Most organisations today prioritise the capacity to be aware of, control, and express one’s emotions and to handle interpersonal relationships judiciously and empathetically. This quality can be developed in your child right from an early age through exposure to technology. There are numerous emotional intelligence apps pre-loaded on tablets which teach kids what emotions are, how they work, and how to use them and manage them for social interaction and learning. Among other things, these applications teach a child how to recognise other people’s emotions, to discriminate among the different feelings, and to label them appropriately. Armed with this insight, your child can learn from an early age how to refrain from emotional outbursts and undisciplined loss of self-control, thus leading to a well-rounded personality.
(5). Develop Maths skills
Research shows that younger children are more interested in the short-term goals of games, which are essential in problem solving. Logic games, obstacle courses and other applications on tech devices go a long way to build your child’s basic mathematic skills by imbuing them with the capacity for quantitative reasoning. For parents, this is very important as the phobia or apathy often expressed by most people for Mathematics is a result of wrong or late exposure to its usefulness in the analysis and interpretation of real-world quantitative information.
(6). Develop new talents
Technology can help unearth hitherto-hidden skills and talents in your child. From being exposed to certain musical instruments or skills such as painting on the screen of a tablet, for instance, your child can develop a keen interest, which may see him/her becoming proficient at these activities. With the aid of technology, which bridges the gap, you may not even have to pay the hefty fees of enrolling your child in a physical music or painting class to learn. There are loads of apps that your child can take advantage of to learn and become the next Mozart or Leonardo da Vinci. Early exposure to technology has the potential to unlock amazing new interests in your child which, coupled with the natural curiosity in kids, can transform your child into a whiz-kid.
A note of caution: It is important to mention that parental supervision is key. A child should not be given a tablet without supervision. Handing over a tech device to your child requires a great level of responsibility. So, as a parent, be sure to trust your instinct. However, the fact is allowing children have access to tech devices can benefit them in many ways. As a parent, you may be nervous at first, but there are some real, tangible benefits to be derived from exposing your child to tech devices such as tablets. Most experts recommend not more than a half hour of screen time per sitting for a child. This is bearing in mind that tablets may be addictive for children because it allows quick, instant access to everything in the real world. As long as parents do their best to monitor, protect, and prepare their children, and usage doesn’t get out of hand, technology exposure can provide great opportunities for children to grow and develop.
Read More »

6 Side-Benefit to Having SUPERGOALS - Ademuyiwa Olamide

Never before in human history have people lived in fear of the future than today. And this is oe of the key side-benefits to having goals. Having at least one SUPERGOAL and several several smaller regular goals will assure that the changes in your life are primarily self-determined. So, below are 6 highlighted Side-Benefit to Having SUPERGOALS.
  1. Being highly skillful at bringing closure to goals instead of being caught in the process will ensure that you are highly paid for your talents and gifts.
  2. SUPERGOALS and regular goals enable you it influence and to a great extent control the direction of your life. Change in your life is inevitable and goals keep you "flow" with the change easier.
  3. Goals dramatical increases your chance of experiencing more happiness and joy.
  4. SUPERGOALS enable you to unleash your full potential.
  5. Having SUPERGOALS draws people and energy to you to facilitate their income. People crave to be part of and contribute to something significant.
  6. Having goals gives your life purpose.
According to Aristotle, the famous Greek philosopher man is a teleological organism and the interesting thing is the Greek word for "telos" means goals. All of Aristotle's teachings conclude that all of human endeavors are meant to bring you towards and to something that you want. So the only question that you can ask yourself now is..
  1. "What are my goals?
  2. What are my aims?.
Remember you will be happy to the extent that you are involved in meaningful activities that are taking you to your unique and particular worthy destination. You have an exciting and compelling life ahead of you.

By: ADEMUYIWA OLAMIDE (CEO Teelamford.com)
Read More »

Tuesday, September 26, 2017

Top 4 African Beaches

There is no doubt that Africa is a beautiful place and home to many ‘natural beauties’. One of such ‘natural beauties’ is its beaches. Africa has some of the best and most beautiful natural beaches you can find anywhere in the world.

Top 4 African Beaches - Teelamford.com

We are not ranking them but we just list out the Top 4, so below they are..

(1). Nungwi Beach 
This is one of the major tourist attractions in Africa and is one of the breathtaking and outstanding beaches in the equally breathtaking Zanzibar. Its stunning views, glistening white sand and clear azure waters is indeed quite captivating and is sure to endear you to the dazzling Tanzanian archipelago called Zanzibar. The beach is located on the northernmost point of the Zanzibar island. It really is a stunning place to visit.

(2). Watamu Beach 
This quiet and ‘sandy paradise’ is found in Kenya’s Watamu Marine Park. It’s a popular destination for tourists and a great place for lovers of nature to revel in the beauty of its sea-shores and stunning views; the beach also has a beautiful and appealing ocean surface. It’s a great place to relax and unwind on your own or with loved ones.

(3). Tsarabanjina Beach 
This is a lovely, tiny ‘idyllic’ beach located off the coast of Madagascar, near Nosy Be. It boasts of dreamy turquoise water and powdery sand. It’s a remote beach, more or less an island, that’s only accessible by boat.

The best part of this beach is how exclusive it is; you’re unlikely to run into a large crowd because the place is notably associated with being devoid of crowds. It’s a great place for reflection or to spend some private or alone time with your significant other or someone special to you.

(4). Uvongo Beach 
This is a very popular beach in South Africa and one of the most beautiful beaches on the KwaZulu Natal South Coast. This beach is a safe place for locals and foreigners to unwind and explore the beach and its features, mainly because it is properly shark-netted and lifeguard protected. Uvongo is also perfect for a family day out as it has something for everyone.

Children and youngsters can explore the beach’s rock pools or enjoy picnics or long walks on the beach with their parents. Lovers and young couples are also privy to enjoying long walks on the beach or laying together on beach chairs, enjoying being together. Surfers and bodyboarders also have a nice time surfing the waves of the sea, and provide nice entertainment for spectators or on-looker at shore.
Read More »

Friday, September 22, 2017

This Is Lovely, See Photos As Man Transforms Mercedes Benz To A Rolls Royce

The Finished Rolls Royce

This is an interesting transformation. Many have applauded a Kenyan man who transforms a Mercedes Benz car to a Rolls Royce. See photos from the production below...

The Mercedes Benz

Photos from the production

Photos from the production1

Photos from the production2
Read More »

Benefits of Being An Entrepreneur

Benefits of Being An Entrepreneur

Making any decision like becoming an entrepreneur is never easy. When you eventually do, there are so many things you will gain. So, below are some of the benefits of being an entrepreneur.

1. You become more accountable 
Entrepreneurship will help you up your accountability game. When you have your own business, you are your own boss. There is no one looking over your shoulder making sure you do the work. As an entrepreneur, you have to learn to hold yourself accountable, or you will not succeed.

2. Gain invaluable experience 
Starting a business in a country like Nigeria is very tough. If you are able to navigate these challenges, you will definitely gain invaluable experience that will come handy in your future dealings.

3. You become more confident 
The fear of failure will evaporate and your interaction or engagement with people will significantly improve.

4. Steady income 
If you have always worked for somebody else, your employer determines your income. As an entrepreneur, there are no limits placed on what you can earn. Instead, you determine your earnings. You won't go broke.

5. Opportunity to make people’s life easier 
You have come up with an idea for a product or service which can make people's lives easier. So, by putting your idea to work and starting a business, you are actually contributing to making the lives of people better. 
Read More »

3 Qualities Of A Great Leader

You may not be a school teacher or a Bible study leader, but you are a leader in some area of your life. Maybe you’re a parent or grandparent. Maybe you’re a friend or mentor to men or women in your church or community. You may not think of yourself as a leader, but we each lead others by word and deed, and we can learn from Christ’s example of leadership during his time on earth.

2 Qualities Of A Great Leader

Looking at the life of Christ and how he interacted with his disciples, we find two important elements of great leadership. Below are the qualities..

(1). Great Leaders Submit to God 
Decisive leaders are convincing. Many are self-confident and charismatic, trusting their own instincts and doing what seems best to them.

In the Old Testament, King Saul was a decisive leader to his own peril: charismatic, good-looking, and trusting his own wisdom. In 1 Samuel 13, Saul was in a bind. He did not have the authority to act as a priest and offer a sacrifice, but the people were starting to scatter. So Saul took matters into his own hands and did what seemed right to him. In the absence of a priest, this king took it upon himself to offer the sacrifice.

And it cost him. When Samuel finally arrived and saw what Saul had done, he rebuked him.

And Samuel said to Saul, “You have done foolishly. You have not kept the command of the Lord your God, with which he commanded you. For then the Lord would have established your kingdom over Israel forever. But now your kingdom shall not continue. The Lord has sought out a man after his own heart, and the Lord has commanded him to be prince over his people, because you have not kept what the Lord commanded you.” (1 Samuel 13:13-14)

Unlike the leaders admired by the world, Christ’s leadership is marked by his submission to God. Though he himself was God in the flesh, Jesus submitted to God the Father and did nothing that was outside of God’s will.

Do you not believe that I am in the Father and the Father is in me? The words that I say to you I do not speak on my own authority, but the Father who dwells in me does his works. (John 14:10)

Saul’s unwillingness to submit to God’s authority cost him his throne. Christ’s submission to God’s authority established his throne forever.

How is your leadership characterized? Do you make decisions like Saul, based on what seems right at the time? Or do you stop and submit to God’s authority in your life first?

(2). Great Leaders Invest in Others 
When people ask me how I’m doing, I’m trying to break the habit of answering, “Busy.” The many demands of work, family, and ministry tug at my time. Being a task-oriented person, I can let my to-do list drive my decisions and forget that I’m surrounded by people.

Jesus was busy. So busy, in fact, that we don’t have a complete record of everything he accomplished.

Now there are also many other things that Jesus did. Were every one of them to be written, I suppose that the world itself could not contain the books that would be written. (John 21:25)

We get a glimpse of Christ’s busy ministry in Matthew. Chapter 4 ends with Jesus actively teaching in the synagogues and “healing every disease and every affliction.” His fame grew, and with it the crowds. The work was endless as the crowds followed him from town to town.

If I’m faced with an overwhelming work load, I’m tempted to forego rest and work as fast as I can. But the danger of getting buried in work is that I can ignore the people closest to me and let relationships wither.

Jesus handled work differently. In spite of the many, many tasks that faced him, he invested in others. He took the time to sit:

Seeing the crowds, he went up on the mountain, and when he sat down, his disciples came to him. And he opened his mouth and taught them, saying: Blessed are the poor in spirit, for theirs is the kingdom of heaven. (Matthew 5:1-3)

Jesus didn’t allow his ministry to the masses to prevent him from ministering to the 12. We never get the sense that Jesus was harried or overwhelmed. He didn’t short-change his disciples; instead, he sat with his disciples on the mountain and taught them.

(3). Great Leaders Love God and Love Others 
These two qualities of great leadership are completely consistent with Jesus’ message to love God and love others.

“Teacher, which is the great commandment in the Law?” And he said to him, “You shall love the Lord your God with all your heart and with all your soul and with all your mind. This is the great and first commandment. And a second is like it: You shall love your neighbor as yourself. On these two commandments depend all the Law and the Prophets.” (Matthew 22:36-40)

By submitting to God’s authority in our lives, we demonstrate a love for God. And by investing in the lives of those around us, we demonstrate a love for our neighbors.

With or without formal leadership roles, we each have a circle of influence. As we mentor our children, families, participants in our church groups, colleagues at work, or friends in our communities, we can follow Jesus’ example by being leaders who submit to God and invest in others.
Read More »

Saturday, September 16, 2017

Hidden Reasons Why Banks Won't Grant A Loan For Business

It's almost impossible these days to keep a small business running with money from your own pocket. To meet up with financial commitments, entrepreneurs usually approach their banks for loans and it is rejected.

Hidden Reasons Why Banks Won't Grant A Loan For Business

So, below are 6 reasons you may not be granted a business loan request from any bank.

(1). Weakening industry 
Operating a small business or startup in an industry that your bank perceives as weak or in fast decline will limit your chances of getting loans from your bank.

(2). Insufficient collateral 
To get a loan, you need a commensurate collateral. This may not be a problem for large businesses that own large assets, but it can very difficult for small businesses.

(3). Lack of consistent cash flow 
Banks tend to favour small and medium-scale businesses that have a steady flow of revenue coming in every month. If your business can't demonstrate this consistency, your loan request will be denied.

(4). Not enough operating history 
Banks give preference to businesses with a track record of good performance. The truth is they don't want to fund a business that has been operating for a short time and hasn't sustained a certain amount of success and credibility.

(5). Personal guarantees 
Your bank needs personal guarantees that you won't default when it comes to servicing your loan. This is a very risky position for enterprises struggling to stay on top of their monthly expenses.

(6). Economic concerns 
Banks will not lend money to a business if they feel that the current economic conditions are unfavourable for getting the money back in a timely manner. This is simply because they do not want bad debts.
Read More »

Friday, September 15, 2017

Some Eating Stuffs You Probably Didn't Know Its From Africa

It might be interesting for some to find out that the following foods are in fact from Africa; Africa indeed has an astonishing lot to offer in diverse areas.

Below are some eating stuffs like foods, which you probably didn’t know its originated from Africa.

The dark, delicious and stimulating coffee bean is believed by many coffee experts to have originated from East Africa, where it was first grown sometime in the 14th century. It then made its way to Northern Africa in the 1600s before spreading to other parts of the world.

(2). Curry 
This is one of the most widespread spices in the world and though it is largely identified with the Asians, its origin can be traced to Africa from the time of early railway construction to Uganda, when the British imported a lot of Indians who came to Africa with curries.

(3). Rice
While rice is able to be grown quite well on foreign non-African soil, African slaves are the ones credited with teaching foreigners (Americans to be precise) how to properly irrigate a rice field and thus grow rice.

(4). Sugar 
Sugar actually came from New Guinea before making its way to foreign lands like America via the Middle East more than 12,000 years ago. It is believed that in the attempt of the Arabs to conquer Southern Africa, they spread sugar throughout the region, which eventually made its way to Spain and became popular in Europe and the rest of the western world.
Read More »

Thursday, September 14, 2017

Effective Ways To Have A Safely Driving In The Rain

Driving in the rain can be very stressful and dangerous because it will be very difficult to see the road and conditions may be terrible. Hence, you have to be extremely careful so that you do not get your car stuck in a ditch or involve in an auto-crash.

This is because the wetter the road, the more the accident. In line with this, Below are 6 useful tips for driving safely in the rain.

(1). Slow down  
Like earlier said the road condition worsens when it rains. As such, slow down no matter how late you are to your destination. This is safer because you are less likely to be involved in an accident if you slow down.

(2). Check your wipers 
Many Nigerian drivers do not check their wipers until it rains. This is really unsafe. The wiper is important as it helps you to get rid of water on the windshield. So, ensure that all your wipers are working and in good condition.

(3). Turn on your headlights 
It is not only in the night you turn on your headlights. You also need it when it rains to help improve visibility.

(4). Dry the brakes 
Wet roads mean wet brakes, and the four wheel discs on most cars can be coated with water just when you need them most. This can result in the malfunction of your car. Luckily, some cars automatically touch the pads to the rotors to remove water but you can do this too by gently touching the brakes after splashing through a wet spot.

(5). Don't charge into ditches at high speed 
Charging at high speed into ditches can get your car stuck, allow water to find its way into your engine and you can splash water on pedestrians. If your car gets stuck or water finds its way into your engine, you are on your because nobody will be ready to help except you will offer money. As for splashing water, Nigerians will simply reign curses on you.

(6). Inspect your tires 
You cannot say when it will rain but you can spot obvious signs it will. Check your tire to ensure that it is not overinflated. The rule is to ensure that the tire is in a good state so that it won't become slippery since the road is likely to be so when it rains.
Read More »

Smart Ways To Start A Business When Your Account Is Empty

It might surprise you to to know that there are actually ways to start a business with little or no money. So, below are 4 smart ways to start a business when you have no  money to use..

(1). Adjust Your Business Model to Demand Fewer Needs
If you can start your business as a sole employee please do so, pending when you are able to raise enough money to employ other professionals. Also, save the cost of getting and maintaining an office space by working from home, if having an office space is not vital to getting your business up and running. In addition, try to make your company more service-oriented because this kind of business requires little or no financial investment; all you really need are your skills and you can immediately get started providing these services. When you start getting some money, you can use the extra revenue to then grow and establish your business.

(2). Get Friends and Family to Help
Tell your friends, family and even past colleagues about your business and get them to help spread word about your business; this can serve as free marketing and publicity for your business. Encourage as many of them as possible to share your posts about your business on their social media profiles, and to also introduce your brand to their professional contacts. This will help serve as a kind of grassroot marketing that will spread word about your company and introduce it to a larger audience.

(3). Avoid Unnecessary Expenses
Considering you are trying to start a business without money, you need to be as frugal as possible. Leverage on your relationships with people and try to get as much as you can for free, at least until you are able to start making some extra revenue to afford better for your business. Please note that as frugal as you are going to need to be, you should be careful not to let that compromise the quality of your services. This is why you really need to leverage on your business and even personal relationships, so you can get the help and professional input of these people for free (at least until you are able to make enough extra revenue to pay for their services).

(4). Ensure Your Payment Policy is Well Thought Out
This is the problem a lot of startups face; they don’t have a good payment policy. As a result, people take advantage of this weakness to either delay payments or avoid paying for the services all together. Avoid basing your payment policy on what you think your customers want or will be comfortable with, base it on what is going to make your business operate successfully. This is because, after all said and done, it’s not your payment policy that will keep people coming back for more, it’s the quality of your service. Therefore, you should not compromise your service quality and business operation, for an unfavorable payment policy.
Read More »

Wednesday, September 13, 2017

MUST READ: New Ways Scammers Steal Money From People's Bank Accounts

A young man, Etuky Abasiono, who fell victim to scammers who now use a new method to wipe out money from people's accounts, shared the story warned people. See what he wrotebelow:

"About a week ago, I boarded a bus at Obanikoro (Lagos) heading for Costain/Orile, highlighted at Ojuelegba, on getting past the traffic light, I became conscious of the fact that my phone was missing. I dialed my number and it kept ringing & ringing till it was switched off. 

I kept faith and was hoping for a possible reunion but that was the biggest mistake of my life.

Later in the day I dialed my number and it rang, I was glad thinking the fellow had removed my sim from my phone and inserted it into another phone just to get to me but after 3 trials without picking, switched off was all I heard (my android phone has password, so its either my phone was formatted or sim inserted into another phone that made the ringing possible after it was switched off prior to this time, I should have known). Then I became worried but still kept faith, stupidest mistake.

While in a bus heading home, I decided to use the phone of the passenger who was right next to me so as to tell my parents I'm phoneless cos they'd be worried for sure, only for me to be told he faced similar situation & had his account emptied using his number, then it dawned on me that they could have been transacting at the time my phone was ringing that evening.

I got home & ran to the nearest ATM machine, on seeing my balance my face dropped, they had emptied my account. Didn't know when I busted into tears, seeing yourself loose money you worked hard for to a total stranger is not what I will wish even an enemy. I wept at that ATM stand for almost 20 minutes till I was able to gather strength home, I thank God for taking me home cos I still don't get how I crossed that Ikorodu Expressway seeing 2 oncoming heavily loaded tankers barefooted.

I'm not afraid of starting all over but I'm just scared someone else might not take it as light as I did. So I'm using this medium to bring everyone to alertness. Be conscious of your phone!!! How they did the transaction I have no single idea and if you are using GTbank you sure need to double up.

Probably if I'd read or was aware of such occurrences, would have just blocked my account & number immediately".
Read More »

Sunday, September 10, 2017

10 Things You Should Never Do While Going/During a Job Interview

In all likelihood, you've already heard the standard job interview tips: Give a firm handshake, make eye contact, have questions prepared, say and follow up later with a heartfelt thank-you. So, hopefully you've got those basics down already.

But even seasoned professionals can use a brush-up on modern interview etiquette before heading in to discuss an opportunity you’re really excited about. In fact, the longer you’ve been working, the more laissez-faire you might inadvertently become about your interview skills, especially if you’ve had a few great jobs and feel like they’ve prepared you to talk to anyone.

That might be the case, but you still might be surprised by some of the things that bug HR people and managers when they’re meeting an assembly line of job candidates.
So, below are things you should never to do if you want to be sure not to rub someone the wrong way:
1). Show Up 2 Minutes Before the Interview
It’s not enough time to slip into a bathroom for a quick mirror check—key for making sure you don’t have anything in your teeth or smudged lipstick and also for just making sure you feel and look ready. “Always arrive early enough to check your face in the bathroom or duck into a nearby Starbucks,” says leadership consultant and adviser Dana W. White, author of the new book Leader Designed: Become the Leader You Were Made to Be. “It’s amazing what can go wrong with makeup and hair in a fairly short amount of time, especially on a warm day and you’re nervous. Keep oil-blotting sheets on you, or use a clean toilet seat protector to blot away sweat on your face or underarms.
2. Rock a Week-Old ManicureTo put it bluntly, chipped nails look gross—and they’re a common pet peeve among managers. Make sure your nails are clean and well-groomed, whether you’re wearing a color or going natural.
3. Wear Something Wrinkled“It’s always shocking to me how many people will wear wrinkled clothes to an interview as if no one will notice,” says White“People notice if your pants or shirt isn’t pressed, so iron or steam everything.” That even goes for a blouse you’re wearing with jeans to a super-casual office interview. Wrinkles look sloppy and generally send a message that you don’t care, which at a job interview, is the exact opposite impression you want to give.
4. OD on PerfumeAn HR manager at one of New York’s major magazine umbrella companies once told me that her biggest pet peeve during interviews is when someone walks in sporting a strong cologne or perfume. Leave the fragrance at home!
5. Ignore the ReceptionistBad idea. You don’t know who is friends with whom in this office—and it’s also bad karma to act dismissively toward people whom you don’t outrightly need something from. “Be friendly, smile, shake their hands,” says White. “Because people are nervous or arrogant, they can treat greeters, receptionists, or assistants as if they’re invisible. When you leave, your interviewer could ask them, ‘What did you think of her?'”
6. Come Across as BlaséSmile and make it clear you’re happy to be there, being considered for this opportunity. Sounds basic, but a lot of people’s nerves can make them appear preoccupied or overly serious. “Believe it or not, one of the biggest mistakes people make is not appearing excited or interested in the job they’re interviewing for,” says Lisa Skeete Tatum, founder and CEO of Landit, a technology platform that aims to increase the success and engagement of women in the workforce. “Show enthusiasm!”
7. Pretend You Know Something You’re Clueless AboutWhile it’s important to appear (and actually be) prepared, it’s not worth lying your ass off pretending you’re aware of something the interviewer is talking or asking about and risk looking like an idiot. This is one instance where you should not fake it until you make it. “Don’t be afraid to ask questions or say, ‘Excuse me, I’m not familiar with that term,'” says White. “Yes, it might reveal something you don’t know, but you can use it as an opportunity to learn and allow the person to educate you. Generally, everyone loves to show up as an expert, so let them.”
8. Ask About SalaryDon’t ever bring up salary or benefits during a first meeting: It can come across as presumptuous. “Be prepared with a polite answer if you’re asked,” says Skeete Tatum. If you’re meeting with HR, expect them to ask for your minimum compensation requirement; if they ask what you’re currently making, politely give a general range and then mention the range that you’re looking to make with this next move. Don’t box yourself in with specific numbers at this point.
9. Skip the “Closer” QuestionMost interviewers will ask you if you have any more questions for them, or if there’s anything else you’d like to say before wrapping up. “Go in for the closer with your short bullet points on why you’re excited and a great fit for the opportunity,” says Skeete Tatum. “If something you wanted to communicate wasn’t covered in the interview, use this moment as an opportunity to highlight it. Leave them with something great to think about.” Even if it’s just reiterating your excitement about the opportunity!
10. Leave Before Asking About Next Steps.
Make sure you know who’s getting in touch with whom next, so you can follow up appropriately. “Thank them for their time and ask when and with whom you may follow up,” says White. “This will prompt them to tell you whether they or their assistant will reach out—or whether the onus is on you.”
Read More »

Saturday, September 9, 2017

Check Out Things You Should Avoid Wearing On An Airplane

Going to the airport doesn’t mean you should be any less fashionable than you normally are. However, there are certain important things you should keep in mind when choosing your travel outfits.

Below are some things you should avoid wearig on an airplane.

1). Check the Airline’s Dress Code 
Simply check the airlines dress code to avoid being turned away for wearing clothing items that are non-compliant. Some airlines don’t allow passengers to wear baggy or oversized clothing, mainly because those clothing items stir up the suspicion of airline personnel, as they will think you’re hiding something in all that clothing. Some airlines do allow such baggy clothing, but you might have a tough time at security checkpoints because of how meticulous the security personnel is likely going to be during your security check.

2). Dirty Clothes 
This might seem obvious but you’ll be surprised at how many people don less than clean items of clothing on their bodies, throw on perfume or cologne so the clothes pass the ‘sniff test’ and then head off to the airport. However, they fail to realize that odours are intensified in an airplane, because many passengers are cramped in close quarters and stale air is recycled throughout the cabin for the duration of the flight. It is therefore important to reserve clean outfits for plane rides and go easy on perfumes or colognes.

Tight Clothes 
No matter how fashionable you intend to be, try to ensure you refrain from wearing tight clothing while on an airplane. This is because those tight clothes can restrict blood flow in the already confined space of an airplane seat, which can lead to risks of deep vein thrombosis, aside the prevalent discomfort you’ll feel wearing the tight clothes. It is best to stick with wearing loose-fitting, natural and breathable fabrics when you intend to travel by air.

4). Pajamas or Other House Wares 
The fact that you are advised to wear comfortable clothing when in an airplane, doesn’t mean you should over do it and dress inappropriately all together, you’re still going out in public after all.

Complicated Outfits 
A jumpsuit is a perfect example of a complicated outfit. It’s probably not best to wear outfits that will make going to the bathroom in the plane a herculean task, or that will make sitting down for extended periods (which is basically all you do on planes) extremely difficult.
Read More »

This Is How Some Ladies Put Themself In Problems Because Of Discontentment

To be “discontent” means to be “dissatisfied with one’s circumstances.” It’s such a simple little word with such a simple little definition. But I think the definition for this word is deceitful.
Discontentment is so much more than this simple definition suggests. The fact is, discontentment ruins friendships, marriages, and lives. 

And while I don’t like making blanket assumptions, and I know I can’t speak for everyone, I believe that (for the most part) this is one of Satan’s most powerful weapons against women, in particular.

You see, I think the Father of Lies and Deceit has a way of taking this simple little word and turning it into a HUMONGOUS problem. The simplicity of it is what makes it so easy for him to use discontentment against us. It always starts out so small, doesn’t it? Maybe your job took a pay cut and you had to downsize, maybe your husband took a promotion but it’s in another city, maybe your toddler decided to become Pablo Picasso all over your brand new cream-colored sofa cushions. The seed is planted, and now you are not content with your life as it is. You want a new sofa, or a new job, or a new car. 

The Power of Discontentment 
Your husband comes home from work one too many times and doesn’t bother to ask you how your day was, so you start feeling discontent in your marriage. You sit and watch as your friends get married until you’re the only one left and you start to feel a little bit like Katherine Heigl in that movie about the bridesmaids dresses, only there’s no James Marsden ready to swoop into your life and give you the romance you’ve been craving. You cry in your bathroom every month when you realize you still aren’t pregnant. All of these things are devastating to varying degrees. All of them are worthy of your sorrow and concern. No one expects you to be happy when you are not.

But we have to be on our guard, because Satan knows what we want and he knows when we don’t get it. He knows when we aren’t satisfied with our lives as they are. He uses those tiny grains of discontent and he irritates us with them over and over until you’ve got a clam/pearl situation and that tiny grain of discontent is all the sudden the size of a Volkswagen. He irritates us with it until it’s the only thing in our lives we can focus on; until everything else no longer matters. This is when our discontentment becomes dangerous. This is when it is capable of destroying us.

Discontent causes your life to never be settled. 
Regardless of where you are in your life, discontent is a poison that makes you believe your life isn’t enough as it is. It makes you feel like you have to keep reaching; keep searching; keep running after whatever that elusive thing is that will all the sudden make everything better. You can never just stop and rest because you are too busy searching and chasing. This isn’t me telling you that you should never chase your dreams. By all means, go after what you want. Just be aware that discontentment is there, it’s hiding in the corner, and if you aren’t careful it will take over. If it takes over then you will always be looking for something better, you will always be moving, alwaysbe changing, and you will never give yourself an opportunity to just sit back and enjoy the life you have right now. You will be too focused on what could be, but isn’t, and you will look into the future so much that you forget there is a present. 

Discontentment can ruin your marriage and/or relationships. 
One of the most dangerous things for a marriage is discontent. A woman who is discontent with her marriage looks at her husband and is constantly disappointed. She married this man for who she hoped he could become someday instead of who he is right now and she is always disappointed when he doesn’t live up to her expectations. Or maybe she no longer sees any evidence of the man she married and she wonders what happened to the spark? Discontentment causes us to forget that humans are fallible; that we are not perfect and neither are our husbands. At best, it causes dissention and at worst it least to that constant searching for something better — a search that could potentially end with you in an inappropriate relationship with another man. All this because discontent forces us to focus on what could be instead of what is. 

Discontentment can lead to low self worth. 
If you aren’t satisfied with your life then it makes sense that you could blame yourself. Blaming yourself and constantly looking down on yourself is a good way to forget your worth. You were created by a God who “knit [you] together in [your] mother’s womb,” a God who is worthy to be praised. God sees your worth. He believed you were worth creating and he believed you were worth dying for. A low sense of self worth is not in his plan for you and it never will be. Depression and self loathing are just the tip of the iceberg, and discontentment will never provide you the relief it promises. 

Being discontent is essentially telling God that you don’t trust him. 
I completely understand how it is next to impossible to avoid all feelings of discontentment. But one thing that we can do is to catch ourselves when we have those thoughts; the thoughts that sneak into our minds when we aren’t paying attention. The ones that say, “What if?” or, “This is fine and all...but…”

The truth is that it is hard to trust God 100% with our lives. It’s so crazy difficult to just “let go and let God.” Actually, I’ve always hated that saying, mostly because I always wanted to scream back, “OK, but what in the name of all that is holy do you mean?!” I don’t know that I know what it looks like to truly give my life into God’s hands. I don’t know what it means to allow myself to lose control. I don’t like losing control. Losing control gives me vertigo. It makes me feel like everything in the world is wrong and nothing will be right until I have everything figured out again. Unfortunately, life doesn’t always work within our control. When we are not content with our circumstances, we need to recognize exactly what we’re doing. We need to just go ahead and voice to God the truth in our hearts, “I’m not satisfied with what you’ve given me right now. I don’t trust that this is your plan for me. I’m afraid that you’ve got it all wrong.” You are allowed to feel that way. You are allowed to be upset about your circumstances, but the most dangerous thing you could do is ignore the way you feel and refuse to acknowledge that you are not content. The first step to solving a problem is admitting there is one, and even though it feels awkward and wrong, sometimes the best thing you can do is tell God that you aren’t happy with the way he’s handling things. It doesn’t mean you’re right, but it makes you honest, and I’m a firm believer in the idea that God likes it when we’re honest. Once you are honest with God, that’s when he starts a work in your heart.

If you demand control of your life long enough, God will give it to you. 
I’ve said this already, but I like being in control. The problem with that is that I know that when it comes to me being in control or God being in control - it’s much better for me if God is in control. We have free will, and free will means that if we persist long enough, God gives us what we want. Usually, it doesn’t take us long after that to figure out that we didn’t really want it.

If you want control of your life badly enough — if you fight for it hard enough — God will give it to you. Maybe that sounds like a sweet deal, but it’s not.

Discontentment hardly goes away. 
This is Satan’s foothold into women’s lives. It’s so easy for us to become discontent. And even when we recognize it and acknowledge it and pray about it and fix it, it ALWAYS comes back. It never goes away. This is not a one and done deal. It’s constant. It’s continuous. We can never let our guard down because the minute we do; the minute we think we’re in the clear; it will rear it’s ugly head again and we will be unhappy, unsatisfied, and unfulfilled in our lives. We will be ripe for Satan’s interference and he will devour us. This problem never goes away. We always have to be on alert. Always. This is what God meant when he said to guard your heart.

So, guard it. Guard it with everything you have. When you start to feel the small twinges of discontent, acknowledge it. Don’t bury it or ignore it. Bring it straight to God. Don’t let it fester. Satan wins when it festers. Don’t use it as a weapon against your husband or your friends or your family. Don’t hold onto it like a precious jewel or a talisman. Take it to God. Leave your life at his feet, throw your hands in the air and say, “I GIVE UP! Take my life! Please! I don’t know what to do with it anymore.”
God thrives on our desperation for him. Satan hates it. So, turn your discontent into desperation, and turn the tables on Satan’s most potent weapon against you. 
Read More »